Go Freeze Your Credit NOW
In the wake of the Equifax debacle…
It is mandatory that you freeze your credit right now. Do NOT do this online. If there is any chance your computer has been compromised, the bad guys will know your PIN numbers and confirmation codes the same time you do. Do NOT take this chance. Pick up the phone and call all 4 credit reporting bureaus now.
Putting a Security Freeze on Your Credit
Here’s the contact info and what to expect (If you are in Texas)
Go DO IT Today.
Have a pad of paper, a pen and your credit card ready before you call.
You need to write down PIN numbers, Confirmation numbers as they are read off to you.
Security Freeze info
Equifax – by phone: 800-349-9960 No Fee.
Experian – by certified mail Only
888-397-3742 Fee is
You have to mail a check + all the info below
PO Box 9554
Allen, TX 75013
The fee for placing a security freeze on a credit report is $10.83, including tax. If you are a victim of identity theft and submit a valid investigative or incident report, complaint with a law enforcement agency or the Department of Motor Vehicles (DMV), the fee will be waived. To request a security freeze, log on to www.experian.com/freeze or send all of the requested information via certified mail, as required by law, to Experian Security Freeze, P.O. Box 9554, Allen, TX 75013. Include your full name, with middle initial and generation, such as JR, SR, II, III, etc.; Social Security number; date of birth (month, day and year); current address and previous addresses for the past two years; and $10.83 fee, including tax or a valid investigative or incident report or complaint with a law enforcement agency or the DMV. In addition, enclose one copy of a government issued identification card, such as a driver’s license, state ID card, etc., and one copy of a utility bill, bank or insurance statement, etc.
TransUnion – by phone: 888-909-8872 Fee is $10.00
Get your credit card ready before you call.
It’s $10 and you have very little time to input the number or you’re transferred to an agent and it will take a LONG time.